County of Hawaii
2009 American Dream Downpayment Initiative (ADDI)
The American Dream Down Payment Initiative Program is a deferred mortgage loan to low-income first-time homebuyers on the island of Hawai`i for down payment and/or closing cost assistance to purchase an existing dwelling unit to be used as their primary residence.
The borrower must be a first-time homebuyer who is an individual and his or her spouse that has not owned a home during the last three-years. A first-time homebuyer would also include an individual who is a “displaced homemaker” or “single parent” and who, even if while a homemaker or married, owned a home with his or her spouse or resided in a home owned by the spouse.
Click here for the application packet
2009 Residential Emergency Repair Program (RERP)
The Residential Emergency Repair Program (RERP) was established by the County of Hawai'i to make low-interest loans available to eligible property owners who are interested in repairing and improving their primary residence.
The loan can be used to repair and correct deteriorated and hazardous conditions on the property such as damage caused by termites or wood rot, leaky roof and drainpipes, abatement of lead based paint, faulty electrical wiring and plumbing, hook up to County sewer lines, termite treatment and installation of a solar water heating system. The loan can also be used to accommodate the special needs of disabled household members.
Click here for the application packet
2009 Native American Housing Assistance and Self-Determination Act (NAHASDA)
The Native American Housing Assistance and Self-Determination Act (NAHASDA) Home Repair Loan Program was established by the County of Hawai`i and the Department of Hawaiian Home Lands (DHHL) to make no interest or low-interest loans available to eligible property owners to repair the dwelling unit that they occupy as their primary residence.
The loan can be used to repair and correct deteriorated and hazardous conditions on the property such as damage caused by termites or wood rot, leaky roof and drainpipes, abatement of lead based paint, faulty electrical wiring and plumbing, hook up to County sewer lines, termite treatment and installation of a solar water heating system in conjunction with repairs. The loan can also be used to accommodate the special needs of disabled household members.
Click here for the application packet